WELCOME TO AFFORDABLE RENTALS BRISBANE

YOU ARE INVITED TO BROWSE AS LONG AS YOU LIKE. In this blog we will write articles about the Social Security System and those issues, that affects people that rent, and also those that own properties for rent. We hope that our articles will help them understand the situation better. L S H.

Tuesday, June 6, 2023

The Australian social security.

WELCOME TO BRISBANE AFFORDABLE RENTALS, YOU ARE INVITED. IN THIS BLOG, WE WILL DISCUSS RENTAL PROBLEMS THAT WE MAY INCOUNTER WHEN RENTING, AND THE PROBLEMS OF RUNNING AFFORDABLE RENTALS. WE WILL ALSO DISCUSS, WHAT THE GOVERNMENT CAN DO TO HELP THE RENTERS PAY THEIR RENT, AND THE OWNWES RUN A BETTER AFFORDABLE RENTAL SERVICE TO THE COMMUNITY. 
Anyhow, the farmers' problem in this article is similar to the rental problem that we have today, because the social security system can help both, if the assets test is modified. So, we are writing several articles, where we will talk about the rental problems and the Social Security System. 



The Australian Social Security System is a great government system that helps people in need. Their staff are very patient people, and they do a great job with a smile if you need help. But they can only help those people that qualify. And under the present laws lots of people don't qualify. 



Anyhow, there are a lot of people that go to the Centrelink office, like you see in this photo above, they want to see what help they can get from the government, when they have financial problems. But they need to belong to certain groups to qualify for help, they can be unemployed and looking for work, they can be sick people, they can be pensioners to see what bension they can get from the government, and many other groups, but certain groups do not qualify, as we will dicuss hereunder. 

Welcome to our article, Australian Social Security  

Dear readers, we are writing about social issues that effect our way of life, and this is blog, No. 3. 

(This article was published the first time in 2018)

Dear readers, this is an old article from our Hub Pages articles, where we talk about the “Australian Social Security System”, that was failing to help the farmers. Anyhow, we are repeating this to compare it with what is happening today, so, let us see what we wrote then. We started by writing, why the Australian Social Security fails to help the farmers; then we will also discuss other things where they fail. But first let us discuss about the farmer, because as we have said in a previous article Farming Today Is Still a Risky Business, so, we want to work out, why the farmers don’t get social security payment from the government, like most other people do.

You see, today the Australian Social Security system is helping lots of people, but it is not helping the farmers, even though the farmers really need help from the government. Therefore, we want to know why this is happening, and then, we can suggest how to avoid this happening again. We believe that the Social Security system in Australia must help anybody that needs help, at least the name itself suggests that. So, we are going to investigate and talk about this issue, in this article and the following articles.

Anyhow, our views are based on what is happening in Australia today, about farming and the drought, so, the first question is; why the Australian Social Security system has failed to help the farmers. We believe that the Australian Social Security can do better than what it is doing now. So, let us see why the Australian social security is failing to help the farmers.

Now, what we are saying here is what we know, but, if you want to know more about the Australian Social Security system, you should follow these links, Social security in Australia - Wikipedia, the free encyclopedia en.wikipedia.org/wiki/Social_security_in_Australia, Benefits and Payments - Australia.gov.au, and other links that can be found on the internet.

Anyhow, we believe that the Australian Social Security system that we call Centrelink, has failed to help the farmers, because it has not been planned to help them from the beginning, as we will explain as we go on writing these articles. Anyhow, we are talking about the drought and the farmers that are having a very hard time, so, we were saying that all this hardship can be minimized, if aids from the Social Security System was more readily available to the farmers, but it is not, so, the only thing that we can think about this failure, is why the social security has failed to help? Because it is not fair for the farmers, so, the present Social Security System needs to be fixed.

So, why the social security has failed to help? Once you ask that question and look for the reasons, you realize that in Australia not everybody is treated the same, from the current social security system. You see, people are treated different because they belong to different categories; there are: the-have and the-have-not; there are the workers that work for wages; there are the self-employed; there are the farmers, which we could say are self-employed, and others; anyhow, when people go to Centrelink the Social Security government agencies for help, the agencies do what they can according to where these groups of people belong, so, let us see some examples how this works.  

---------------------------------- 


Now, there are thousands of Centrelink offices like this in Australia. The federal government keeps them open to help those people that need to apply for unenployment benefits, sickness benefits, all sorts of government pensions, and other government issues. 

How the Social Security System works. 

Let us start from the working people; when people that work for a wage, become unemployed and they are not earning any money, they can go to Centrelink, where they can apply to receive the unemployment benefit from the government; this means that the government gives them some money, until they find another job to go to and can earn their living. This system is called Social Security unemployment benefits, or something like that, and it is good, it is like receiving a small wage to help you survive, so, it helps the workers when they don’t have a job and need financial help, which is good.

But the problem with this system is that all categories are not treated the same, which is not good. So, I believe that something needs to be done, to help anyone that needs help. You see, some categories may not receive help because they belong to a certain category, even if they earn no money and have no money, like the farmers today, this is the problem with the Social Security system of today.

You see, the farmers cannot turn to the government for help, because they are self-employed, and they are supposed to be rich, okay they are rich, because they own a lot of land, so, the assets test will exclude them from any government help; in this case there is no social security for the farmers. This is the reason why the social security system is failing the farmers, it is not set to help those people that cannot earn money even when they work hard, in the hope they can earn their living. Therefore, the Australian Social Security System needs to be changed. 

Because I believe that these people must be helped, because they are the backbone of the Australian economy, therefore, we cannot afford to lose them, so, the Social Security system needs to be adjusted to help them when they need help. They must be helped from the government, until the day that something else can replace the government help; like the collection of funds that we have suggested in our last article. Here we need also to say, that today farming is not regulated from the government, but some regulations may need to be placed; so that when things don’t work out, the government will be more willing to help the farmers.

Anyhow, we have worked out that today the farmers cannot be helped from Centrelink, because they are self-employed, and because they have too much property as assets. You see, the assets-test is the main problem here; but I believe that the assets-test in special cases should not override the income test completely, this suggestion does not apply only to the farmers, because the assets-test is also making life miserable to pensioners that own properties, when those properties cannot earn half the money the assets test believe they could.

So, in my views the assets test needs to be modified. Anyhow, we are going into details later, anyhow, it will become self-explained as we write more articles about it. We want to say now that there are issues that need to be fixed from the federal government. So, this farmer’s problem and the assets-test for pensioner, is going to be a real problem for the politicians, if they want to help the people that have voted for them at the elections.

--------------------------------------

 Let us look at the political reasons. 

Anyhow, I want to point it out to you, that in our previous articles we have started to talk about the farmers problems, but slowly we found ourselves to talk about assets-test and politics. Now, what is happening at the Australian federal government level is not right, they need to work better what the people need, and how the people are affected when they make their budgets, I believe that this is one of the reasons why Australia is having problems today, some of these political people that become treasurers are heartless and careless, they have made many mistakes that has affected the public adversely, some of these mistakes need to be fixed, the public is not going to forget easily what they have done, so, they are going to run the risk of losing their next elections, on this issue alone. But let us compare what is happening now to the past. I believe that in the past it was better, at least this is the way I have seen it happen.

Anyhow, in the past as far as I know there was no assets test in the seventies, it was introduced later to stop people that were abusing the system, also because the government needed more money. Now, let us try to see and discuss some of the reasons that apply today, which takes us to see that the federal government is greedy, because they want more money. So, here we need to look at who are the people that make these decisions.

Of course, they are the politicians that we send to Canberra parliament to govern us, since the government is formed from the political parties. Now it becomes evident that it is what these political parties represent, believe and preach that are going to make the future laws and budgets that parliament will pass, to govern Australia. And believe me not everything that they will pass is garanted to work. 

Anyhow, this is a shortened version of our original articles, so, we will miss a couple of articles about the Australian politics, and The Australian Political Parties. So, we will go straight to the assets test promlem, since this applies to the rental sector, so, it is the main issue that we want to talk about, in the following articles, The Assets Test Dilemma, followed by The Australian Social Security Must Be Equal. then we will contine with newer articles. 

To see more click on this link, Australian Social Security  

-------------------------- 


No comments: